Put the beans in a large saucepan, add the water and bay leaf, and bring to a boil. Set aside, covered, for 1 hour.
Return the beans to a boil, lower the heat to a simmer, cook uncovered, for 1 1/2 hours.
Heat the oil in a medium skillet over medium-high heat. Add the onion and peppers and cook, stirring, until soft, about 5 minutes. Add the garlic, cumin, oregano, and coriander and cook, stirring, until fragrant, about 1 minute more. Add the onion mixture to the beans and continue simmering until the beans are very tender and the liquid has thickened, about 1 1/2 hours more.
If the beans seem too thick, adjust the consistency with a little bit of water. Stir in the vinegar, season with the salt, cayenne, and pepper to taste. Serve with the yellow rice if desired.
Heat the oil in a medium saucepan, with a tight-fitting lid, over medium-high heat. Add the onion, pepper, and annatto and cook, stirring, until somewhat soft, about 2 minutes. Add the rice and cook, stirring, until toasted, about 2 minutes more. Add water, salt, and bay leaf and bring to a boil. Wrap the lid tightly with a kitchen towel. Cover the rice, lower the heat to a simmer, and cook for 20 minutes.
Remove the rice from the heat and set aside, covered, for 10 minutes. Remove the lid and fluff the rice with a fork.
Copyright 2001 Television Food Network, G.P. All rights reserved

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Nutrition Facts

Per Serving Per 100 g

Amount Per 1 Serving
Calories	401.23 Kcal (1680 kJ)
Calories from fat	159.92 Kcal
		% Daily Value*
Total Fat	17.77g	27%
Sodium	1488.63mg	62%
Potassium	1076.44mg	23%
Total Carbs	47.15g	16%
Sugars	4.12g	16%
Dietary Fiber	11.7g	47%
Protein	14.58g	29%
Vitamin C	50.1mg	83%
Vitamin A	1.1mg	37%
Iron	23mg	128%
Calcium	206.7mg	21%

Amount Per 100 g
Calories	38.1 Kcal (160 kJ)
Calories from fat	15.19 Kcal
		% Daily Value*
Total Fat	1.69g	27%
Sodium	141.37mg	62%
Potassium	102.23mg	23%
Total Carbs	4.48g	16%
Sugars	0.39g	16%
Dietary Fiber	1.11g	47%
Protein	1.38g	29%
Vitamin C	4.8mg	83%
Vitamin A	0.1mg	37%
Iron	2.2mg	128%
Calcium	19.6mg	21%

* Percent Daily Values are based on a 2000 calorie diet. Your daily values may be higher or lower depending on your calorie needs.
Find out how many calories should you eat.

Tastes

salty
savory
bitter
sweet

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