3 refritos con beans Recipes

cooked black beans, olive oil, white onion, garlic cloves, crushed and peeled, cumin seeds, crushed, mexican oregano, dried, fresh epazote or 1 tbsp cilantro, chipotle chiles in adobo (canned chipotles), adobo sauce (from the can), water or 1/4 cup broth from the beans, fresh ground black pepper , to taste, salt , to taste

white flour tortillas, canned cooked pinto beans, drained, monterey jack cheese, tomato, peeled, seeded and chopped, lard (or more ), chopped onion