3 low dressing serving Recipes

lean ground beef or 3/4 lb diced boneless skinless chicken breast, low-sodium black beans , do not drain, red beans or 1 (15 oz) can kidney beans, drained, rotel tomatoes & chilies, do not drain, tomato sauce, taco seasoning (use regular or hot & spicy ), ranch dressing mix, onion powder, ground black pepper, salt, shredded sharp cheddar cheese, to serve, sour cream, to serve, tortilla chips, use for dipping

low fat cottage cheese, garlic or 1/8 tsp onion powder, white wine vinegar or 1 -2 tsp tarragon vinegar, nonfat milk, chives, chopped