4 fantastic layer Recipes

vanilla caramels , unwraped, sweetened condensed milk, german chocolate cake mix (2-layer size), butter, melted, chopped pecans, semisweet chocolate morsel

refried beans, taco seasoning mix, sour cream (low-fat is okay), prepared guacamole (store-bought or home-made), shredded four-cheese mexican blend cheese (is fine ) or 1 cup shredded cheddar cheese (is fine), mild salsa, diced green chilies, sliced green onion, tortilla chips

vanilla pudding mix, half-and-half cream, sweetened condensed milk, vanilla, cool whip frozen whipped topping, thawed, vanilla wafers, bananas, sliced