3 three cheese drop Recipes

all purpose flour, sugar, baking powder, baking soda, salt, chilled unsalted butter, diced, grated sharp cheddar cheese (about 2 oz), grated monterey jack cheese (about 2 oz), grated parmesan cheese (about 1 1/2 oz), chilled buttermilk

olive oil or 2 tbsp vegetable oil (2 turns around the pan), yellow onion, chopped, red bell peppers or 1 large green bell pepper, seeded and chopped, jalapeno pepper, seeded and chopped, garlic, crushed and chopped, pale beer or 1 cup vegetable stock, crushed tomatoes, black beans, rinsed and drained, dark red kidney beans, rinsed and drained, ground cumin, chili powder, cayenne hot pepper sauce , several drops, coarse salt, spicy vegetarian refried beans, spicy monterey jack cheese or 8 oz smoked cheddar cheese (2 cups shredded), chopped scallion, whites and greens, diced fresh seeded plum tomato, blue corn chips or red corn tortilla chips or black bean tortilla chips, for dipping