3 delicious spicy salsa Recipes

lean ground beef, onion, finely chopped, fresh minced garlic, jalapeno pepper, seeded and finely chopped (or to taste), green bell pepper, seeded and chopped, chili powder (or can use 1 package mild or spicy taco seasoning mix), refried beans (can use more ), salsa (mild or spicy ), grated cheddar cheese, divided, seasoning salt, black pepper, tortilla chips (use any amount desired), sour cream (can use more ), green onions, chopped (can use more ), firm plum tomatoes, finely chopped, sliced black olives

refried beans, black beans, drained, red kidney beans, drained, sweetcorn, drained, hot salsa, habanero sauce, dried chili pepper flakes, jalapeno peppers, drained, cheese, grated (monterey jack, cheddar or gouda), black olives, sliced, scallions, sliced (use the light green-green parts ), diced tomato, coriander, chopped, nacho chips